The Impact That Students Develop From Using Digital Wallets
DOI:
https://doi.org/10.55606/icesst.v1i2.356Keywords:
Interest In Digital Wallets, Risk Perception, TamAbstract
The invention of electronic wallets, or "E-wallets," is the outcome of fintech's expansion. An indication that more people are beginning to use digital wallets for everyday transactions is the rise in electronic money transfers. In order to ascertain the variables influencing engineering students' intents to utilize digital wallets, this study used a quantitative methodology. This study's population and sample consisted of engineering students in Indonesia that utilize digital wallets. The sample was drawn using a probability sampling approach called simple random sampling, which was successful in gathering up to 266 respondents, and an analysis method that made use of SPSS. The study's findings demonstrate how interest in utilizing digital wallets is influenced by perceived utility and convenience. In this study, however, interest in using digital wallets is unaffected by risk perception.
References
Alfiah, A., Suhendar, A., & Yusuf, M. (2023). Pengaruh Kualitas Produk, Citra Merek dan Harga terhadap Keputusan Pembelian Vinyl Flooring Merek Taco di CV Indosanjaya Kota Bandung. SEIKO: Journal of Management & Business, 6(1), 492-503.
Angusamy, A., Kuppusamy, J., Balakrishnan, K., & Xuan, T. K. (2023). Effects of the Pandemic on the Adoption of E-Wallets Among Young Adults in Malaysia. Journal of Information Technology Management, 15(2), 183-203.
Chelvarayan, A., Yeo, S. F., Yi, H. H., & Hashim, H. (2022). E-wallet: a study on cashless transactions among university students. F1000Research, 11.
Foster, B., Hurriyati, R., & Johansyah, M. D. (2022). The Effect of Product Knowledge, Perceived Benefits, and Perceptions of Risk on Indonesian Student Decisions to Use E-Wallets for Warunk Upnormal. Sustainability, 14(11), 6475.
Kustono, A. S., Nanggala, A. Y. A., & MAS'UD, I. (2020). Determinants of the use of e-wallet for transaction payment among college students.
Martia, D. Y., Hasanah, A., Sarah, I. S., Fajria, R. N., & Pinandhito, K. (2020, December). Exploring How University Students Utilize the Help of Digital Payment: a Qualitative Study. In International Seminar of Science and Applied Technology (ISSAT 2020) (pp. 621-625). Atlantis Press.
Nuryasman, M. N., & Warningsih, S. (2021). Determining factors of digital wallet usage. Jurnal Manajemen, 25(2), 271-289.
Pudjowati, J., Cakranegara, P. A., Pesik, I. M., Yusuf, M., & Sutaguna, I. N. T. (2024). The Influence Of Employee Competence And Leadership On The Organizational Commitment Of Perumda Pasar Juara Employees. Jurnal Darma Agung, 30(2), 606-613.
Soukotta, A., Sampe, F., Putri, P. A. N., Cakranegara, P. A., & Yusuf, M. (2024). Financial literacy and savings behavior female entrepreneurs in Kiaracondong Market, Bandung City. Jurnal Darma Agung, 30(2), 652-662.
Subaramaniam, K., Kolandaisamy, R., Jalil, A. B., & Kolandaisamy, I. (2020). The impact of E-Wallets for current generation. J. Adv. Res. Dyn. Control Syst, 12(1), 751-759.
Sudirjo, F., Dharmawan, D., Hardayu, A. P., Nurcholifah, I., & Kurniawan, Y. J. (2023). Analysis of the Influence of Customer Perceptions of the Ease-of-Use Digital Electronic Money on Intention to Use Digital Wallet Application Ovo. Jurnal Informasi dan Teknologi, 318-324.
Sutaguna, I. N. T., Sampe, F., Dima, A. F., Pakiding, D. L., & Yusuf, M. (2022). Compensation and Work Discipline's Effects on Employee Achievement at Perumda Pasar Juara. YUME: Journal of Management, 5(3), 408-428.
Sutrisno, S., Herdiyanti, H., Asir, M., Yusuf, M., & Ardianto, R. (2022). Dampak Kompensasi, motivasi dan Kepuasan Kerja Terhadap Kinerja Karyawan di Perusahaan: Review Literature. Management Studies and Entrepreneurship Journal (MSEJ), 3(6), 3476-3482.
Yang, M., Mamun, A. A., Mohiuddin, M., Nawi, N. C., & Zainol, N. R. (2021). Cashless transactions: A study on intention and adoption of e-wallets. Sustainability, 13(2), 831.
Yusuf, M., Fitriyani, Z. A., Abdilah, A., Ardianto, R., & Suhendar, A. (2024). The Impact Of Using Tokopedia On Profitability And Consumer Service. Jurnal Darma Agung, 30(2), 559-573.
